Wanted to share my not so good experience with Bajaj Finance...as they declined my finance option....
"I am a Bachelor"....!!
Over the weekend...i went to buy an AC...as the summer was taking a toll on me...
after all my visits to most of the show rooms..i found the "excite showroom" located in metropolitan mall giving the best offer..
I decided on a samsung 1.5 ton and then proceeded for the payment....
On enquiring the sales lady, i got to know about the finance scheme and hence was much more happy..
it was an o% interest offer on a 12 month emi option..
We were through with the calculation and i started filling the form..
Then came my dissapointment..
The Bajaj Finance guy asked for Identity as well as address proof( residenial) documents...
And when i menioned that i have most of my address proof docs in official address mode and that i was a bachelor...he took a U turn..
After long discusson and pursuation..it dint work...
He refused to give the finance option citing " I was a Bachelor"....
I decided not to waste my time with him and walked off angrily...
I then proceeded towards Reliance digital...which was actually giving it at a price higher than Excite...
I stopped and pondered for a while and then decided to go back and swipe my credit card...
and would get he amount converted into EMIs....since there was a over all difference of 3ooo between the offer from other show room..
At the end of the day i was still frustrated and angry at the Bajaj Finance experience...
I had gone for a Cannon IXUS from bajaj 3rd eye and have a clean track record in terms of my EMIs...I also realised i had got an instant Car loan running upto lacs....and now was finding it difficult to get a finance scheme for 25k!!
surely the financial crisis have made these financers take more precautions....
But at the same time they are also loosing customers...and creating more customer dissatisfication...
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